For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a great REALTOR® is your first step to ensuring that your new home and community meets your needs. 20+ years in the real estate industry has allowed me to expand and perfect the real estate expereince for my clients, offering expanded services and experience that range from financial aid to helping you through the many twists and turns in finding the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home I can and will:
- Help you to determine the best mortgage lender to find the best mortgage options for you and who will Check your credit rating to Straighten out any errors before the closing of your new home.
- Your lender and you can Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Walk you through the buying process in advance so you are well armed and know what to expect ahead of time.
- Help you to Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
